Growth Capital for Local Businesses
Get up to $500,000 in cash
for your business — today.
You qualify for roughly 5% of your yearly sales as upfront capital. Wired to you at go-live. Paid back through your future customer sales — not out of your own pocket.
No interest, ever
No personal collateral
No monthly payments
Not a loan — not debt
$450M+
funded to date
3M+
members on the platform
+40%
avg. spend per visit
Qualify in 10 seconds
Estimate your funding.
Slide your annual sales per location. We typically advance 5% of yearly revenue as upfront capital.
Your annual sales (per location)
$3M
Estimated upfront capital
$343K
How it works
Three steps. No debt on your books.
01
Tell us your sales
Share a recent statement. We confirm what you qualify for — usually about 5% of yearly revenue.
02
We wire the cash
Funds hit your account at go-live. Use it for build-outs, equipment, payroll, marketing — anything.
03
Customers pay it back
We resell credit in your business to our 3M+ member base. Repayment happens as they spend with you.
Trusted by 500+ local businesses across the USA
Clover Aldelo Genius NRS Bodega TSYS Elavon Dejavoo
Upfront Growth Capital
Cash now. Paid back through your future sales.
We buy credit in your business in bulk — a large gift card — and wire you cash at go-live. Your customers buy that credit back over time, with incentives that bring in new and repeat traffic you can throttle.
01
We fund you upfront
We buy credit in your business in bulk and wire you cash at go-live.
02
Customers buy that credit over time
Resold to your customers over 16–24 months with incentives that drive traffic.
03
You pay it back in product, not cash
Repayment happens as customers spend with you. No interest, no installments, no cash out of pocket.
Fast money
$5K–$50K live in ~2–4 weeks, typically followed by $50K–$5M+.
Keep 100% of your business
No equity. No personal-loan-style debt on your books.
New customers on demand
Tap a 3M+ member base to fill slow periods.
Bigger tickets
Platform members spend up to 40% more than other customers.
Funding Levels
Built to scale with you.
Initial Funding
Wired at go-live · live on the platform in ~2–4 weeks
$10,000–50,000
Growth Funding
Long-term package after 2–6 months on the platform
$50K–5M+
Enterprise
Groups of 15+ units · structured case by case
$10M+
Restaurant or retail
Convenience stores too
4★+ on Google
Solid customer reviews
$50K+ / month
In sales, per location
The ideal fit — single locations and multi-unit groups both welcome.
Point of Sale + Payment Processing
Pick your POS. We do the rest.
Switch your processing to DPS Payments and run your business on the platform that fits your floor — restaurant, retail, or convenience. We provide the hardware, install and integrate it, train your team, and support it. One partner for point of sale, payments, and growth capital.
Clover
All-in-one restaurant POS
Station Duo
Flex handheld
Kitchen Display
Online ordering
Aldelo Express
Cloud restaurant POS + AI
Tableside POS
ePay payments
Restaurant AI
Genius
by Global Payments
Countertop & handheld
Tableside pay
Next-day funding
NRS
Retail & counter-service POS
Touchscreen register
Scanner
Inventory & loyalty
Bodega AI
AI POS for retail & convenience
AI profit optimization
Dual pricing
Scan & sell
Anything else
Don't see your system?
We'll source, install & support it.
Restaurants · Retail · Convenience
$50K+ / month in revenue
Set up for you
Hardware installed and integrated to your menu & floor.
Team trained
Staff onboarding so you're running from day one.
Real support
Live help desk, repairs, and same-class swap-outs.
Better economics
Competitive, transparent rates · next-day funding available.
Switching is Simple
Three steps to go live.
01
Send a statement
We benchmark your current rates and show you the difference — no pressure.
02
Choose your platform
Pick the system you want; we configure it for your business.
03
Go live in days
We install, train your staff, and stay on call after you're running.
The real difference: upfront capital.
$5K–$5M+ for restaurants, retail & convenience — no interest, no monthly payments, no installments.
$10K–$5M+
What owners say
Built with operators, not for them.
"DPS funded our second location before our bank even returned a call. We were live in three weeks."
— Owner, Family Diner — Queens, NY
"Switched our processing and rolled out new Clover stations. Staff was running it day one."
— Operator, 4-unit Quick-Serve — NJ
"The capital paid back through normal customer spend. No invoices, no withdrawals, no stress."
— Owner, Convenience Store — Brooklyn, NY
FAQ
Questions, answered.
Is this a loan?
No. DPS provides upfront growth capital that's paid back through your future sales — no interest, no fixed monthly payments, no installments.
Who qualifies?
Restaurants, retail, and convenience businesses doing roughly $50K+/month in sales per location, with 4★+ on Google. Single locations and multi-unit groups are both welcome.
How fast can I get funded?
Initial funding of $5K–$50K typically goes live in 2–4 weeks. Growth funding of $50K–$5M+ follows after 2–6 months on the platform.
Do I have to switch my POS?
No. You can keep your current setup, or pick from Clover, Aldelo Express, Genius, NRS, and Bodega AI — we'll install, integrate, and train your team.
Will this affect my credit or my equity?
No personal-loan-style debt and no equity is taken. You keep 100% of your business.
See your funding number
See your number in 1–3 business days.
One short call — no cost, no obligation. We'll benchmark your processing, show you your POS options, and quote your upfront capital.
Desh singh
DPS Payments is a capital advisory and funding facilitation firm. Amounts, pricing, approval, and timing are determined by the provider in its sole discretion and are not guaranteed. DPS also offers payment processing and point-of-sale solutions through affiliated providers under separate agreements. Clover, Aldelo, Aldelo Express, NRS, National Retail Solutions, Genius, Global Payments, and Bodega AI are trademarks of their respective owners; their use here is descriptive and does not imply endorsement, sponsorship, or partnership.
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